 Jerry Penner
Public Speaker and Financial Coach
|
Legal
Disclaimer
Jerry Penner is a speaker, educator,
and author. He provides educational information, financial literacy
training, and implementation support. He does not provide financial
consulting, investment advisory services, financial planning services,
tax advice, legal advice, or individualized financial recommendations.
Services are intended to help individuals better understand personal
finance concepts and financial tools.
All content, presentations, courses, and materials are provided solely for educational and informational purposes and should
not be considered personalized financial advice.
Any examples
of investments, stocks, ETFs, accounts, strategies, or financial
decisions discussed are provided solely for educational purposes and
should not be interpreted as recommendations or advice.
Clients remain solely responsible
for evaluating and making their own financial, investment, legal, tax,
and retirement decisions. No fiduciary, advisory, planner-client, or
investment advisor relationship is created through the use of this
website, educational materials, presentations, courses, or one-on-one
support services.
Company Legal Name: Jerry Penner
Address: 86 Brunwick St. Brantford,
ON N3T 1G5 CANADA
Contact: jerry.d.penner@gmail.com
Refund Policy
Digital items:
Digital items are not elegible for
returns or exchanges because of the nature of these items
Physical off-the-shelf items:
30 day exchange from date of
shipping. Buyer is responsible for return shiping costs and any loss in
value if an item is not returned in original saleable condition. Please
contact us for return instructions.
Physical custom items:
30 day exchange from date of
shipping. Buyer is responsible for return shiping costs. 50% restocking
fee applies. Refund is issued when the item is received. Please contact
us for return instructions.
Shipping
Information
Physical items are shipped via Canada
Post Small Packet or Expedited Parcel.
Terms
and Conditions
Last Updated: 2026-06-05
Welcome to JerryPenner.com. By
accessing or using this website, you agree to be bound by these Terms
and Conditions. If you do not agree with these terms, please do not use
this website.
USE OF WEBSITE
This website is provided for
informational and educational purposes only. You agree to use this
website lawfully and in a manner that does not interfere with its
operation or the rights of others.
INTELLECTUAL PROPERTY
All content on this website,
including text, graphics, images, logos, videos, downloads, and other
materials, is the property of Jerry Penner unless otherwise stated and
is protected by applicable copyright and intellectual property laws.
You may view, download, and print
materials for personal, non-commercial use only. You may not reproduce,
distribute, modify, or republish any content without prior written
permission.
NO FINANCIAL, LEGAL, OR TAX ADVICE
The information provided on this
website is for educational and informational purposes only and should
not be considered financial, investment, legal, accounting, or tax
advice.
Jerry Penner is not acting as your
financial advisor, accountant, lawyer, or other licensed professional.
You should consult qualified professionals regarding your individual
circumstances before making financial decisions.
NO GUARANTEES
Any examples, stories, case studies,
or financial outcomes discussed on this website are provided for
illustrative purposes only. Individual results will vary, and no
guarantee is made regarding future results or financial outcomes.
PAYMENTS, PRODUCTS, AND SERVICES
Any products, services, speaking
engagements, consultations, or digital materials offered through this
website are subject to availability and may be modified or discontinued
at any time.
LIMITATION OF LIABILITY
To the fullest extent permitted by
law, Jerry Penner shall not be liable for any direct, indirect,
incidental, consequential, or special damages arising from your use of
this website or reliance on any information provided herein.
THIRD-PARTY LINKS
This website may contain links to
third-party websites. Jerry Penner is not responsible for the content,
policies, or practices of those websites.
CHANGES TO THESE TERMS
These Terms and Conditions may be
updated from time to time without prior notice. Continued use of the
website constitutes acceptance of any changes.
CONTACT
Questions regarding these Terms and
Conditions may be directed through the contact information provided on
this website.
Privacy
Policy
Last Updated: 2026-06-05
JerryPenner.com respects your privacy
and is committed to protecting your personal information.
INFORMATION WE COLLECT
We may collect information you
voluntarily provide, including:
• Name
• Email address
• Phone number
• Mailing address
• Payment information
• Information submitted through
forms, surveys, registrations, or event inquiries
We may also automatically collect
certain technical information, including:
• IP address
• Browser type
• Device information
• Website usage data
• Cookies and tracking information
HOW WE USE YOUR INFORMATION
We may use your information to:
• Respond to inquiries
• Deliver products and services
• Process payments
• Send newsletters and marketing
communications
• Improve website performance
• Provide customer support
• Comply with legal obligations
EMAIL COMMUNICATIONS
If you provide your email address,
you may receive newsletters, updates, promotional communications, or
educational content. You may unsubscribe at any time by clicking the
unsubscribe link contained in our emails.
SHARING OF INFORMATION
We do not sell, rent, or trade your
personal information to third parties.
We may share information with trusted
service providers who assist in operating this website and conducting
business activities, including payment processors, email marketing
platforms, website hosting providers, and analytics services.
These providers are only authorized
to use information as necessary to perform services on our behalf.
COOKIES
This website may use cookies and
similar technologies to improve user experience, analyze website
traffic, and enhance functionality.
You may adjust your browser settings
to refuse cookies; however, some portions of the website may not
function properly.
DATA SECURITY
Reasonable administrative, technical,
and physical safeguards are used to protect personal information.
However, no method of electronic transmission or storage is completely
secure, and absolute security cannot be guaranteed.
THIRD-PARTY SERVICES
This website may utilize third-party
services including payment processors, website platforms, analytics
providers, and email marketing systems. These services may collect
information in accordance with their own privacy policies.
YOUR RIGHTS
You may request access to, correction
of, or deletion of your personal information, subject to applicable
legal requirements.
CHANGES TO THIS POLICY
This Privacy Policy may be updated
periodically. Any changes will be posted on this page.
CONTACT
Questions regarding this Privacy
Policy may be directed through the contact information provided on this
website.
